We make your business inspection-ready in under a week.
Bespoke AML compliance built by a former tier-1 banking compliance lead — with a 12-month guarantee. If anything we build fails an inspection, we fix it free.
£5,000+
typical cost of a single penalty
9 in 10
penalised for not being registered
< 1 week
to be fully inspection-ready
Who this is for
HMRC-supervised businesses that need to get compliant.
170+
estate agents penalised in the last reporting period.
Nearly 200 agents fined over £1M in just six months. Most had no idea they were non-compliant. HMRC doesn't warn you first — they inspect, fine, and publish your name.
HMRC checks for
134
accountancy firms fined last period.
£513,930 in penalties to small practices. You handle client money, file returns, and form companies — HMRC considers that high-risk.
HMRC checks for
NEW
All letting agents now covered — most don't know yet.
Since May 2025, every letting agent must screen landlords, tenants and guarantors against the UK sanctions list. Criminal offence — up to 7 years.
HMRC checks for
€10K
Cash payments at this threshold trigger full AML obligations.
Jewellers, car dealers, antique dealers, auction houses. Linked transactions aggregate — two payments that cross the threshold count.
HMRC checks for
HMRC checks for
Why Amana
10+ years at tier-1 financial institutions. Now building that standard for your business.
The Inspection-Ready System
Everything HMRC expects to see — built bespoke, delivered in days.
Not a template. Not a generic manual. A complete compliance framework built around your business, your area, and your client types — by someone with a decade in tier-1 banking compliance, including Deutsche Bank and NatWest's second line of defence.
Core Build
Bespoke Risk Assessment
Specific to your firm, area, client mix, and transaction types
AML Policy & Procedures Manual
Complete policy document covering every regulatory requirement
CDD Checklists
Step-by-step for every transaction type your team handles
Sanctions & PEP Screening Setup
Process and tools to screen every client against the UK sanctions list
Nominated Officer Framework
Terms of reference and SAR decision framework for your appointed officer
Staff AML Training
Half-day session with individual certificates and attendance records
Included at No Extra Cost
The HMRC Inspection File
Every document tabbed and indexed in the exact order HMRC requests during an inspection
Inspection Day Playbook
What HMRC asks, what they're really testing, what to say if you don't know an answer
New Joiner Induction Pack
Ready-made pack for every new hire — AML overview, procedures, sign-off form
Suspicious Activity Toolkit
One-page flowchart: what to do when something doesn't look right
90-Day Support Line
Call or email us with any compliance question for 3 months after the build
Quarterly Regulatory Alerts
Any regulation changes that affect your sector — delivered to your inbox
The Inspection-Ready Guarantee
If HMRC inspects your business within 12 months of our build and identifies any deficiency in the compliance framework we delivered — any gap in the risk assessment, any missing policy, any documentation shortfall — we rebuild it at no additional cost and provide a full day of our time to remediate.
We built it. We stand behind it.
How It Works
Three steps. Under a week. You're covered.
Step 1
Free gap report
20 MINUTES · AT YOUR OFFICE
We review your current setup and give you a written report of exactly what HMRC would flag. You keep it whether or not we work together.
Step 2
We build everything
3–5 WORKING DAYS
Risk assessment, policies, checklists, sanctions setup, training — bespoke to your business. You don't need to prepare anything.
Step 3
You're inspection-ready
GUARANTEED FOR 12 MONTHS
If HMRC knocked tomorrow, you'd open the folder and everything's there. We come back annually for refresher training and updates.
Less than the cost of one fine. Protected for a full year.
The Real Cost
The cost of getting caught vs. the cost of getting covered.
Cost of Non-Compliance
The Inspection-Ready System
Find out where you stand.
Book a free 20-minute gap report. We'll tell you exactly what HMRC would flag — and you keep the report whether or not we work together.
Get a Free Gap Report